https://www.abc.net.au/news/2019-10-02/anz-westpac-join-cba-nab-defying-treasurer-on-rates/11568134

The post With the major banks choosing to hold back on passing on the full interest rate cut now is a good time to review your mortgage and see if there is a more suitable loan for you. appeared first on Constantia Finance Partners.

Take a look below for more info, and get in touch today to let us help you.

https://www.domain.com.au/money-markets/food-subscriptions-and-lending-852383/

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Today however SMH are reporting that prices last week rose in Sydney by 0.9%, and while the auction clearance rate was lower at 70% the prices continued to be strong.

So, what do this mean?

First off, sight fluctuations like this are going to happen depending what exactly is on offer each week. So, whilst it’s interesting to look at, weekly results are not going to be the best way to gauge the overall picture or trend.

Secondly, while other markets are looking different the Sydney market is strong and is continuing to perform this way.

And like we always say, no two situations are the same. Give us a call today and we can talk about your own situation.

Read the full SMH article here.

The post Property prices in capital cities rise…so the bubble isn’t bursting then?! appeared first on Constantia Finance Partners.

From July 1, first home buyers of both existing and new properties costing up to $650,000 will be exempt from paying stamp duty, and for properties up to $800,000 there will be stamp duty discounts. On top of this the 9 per cent stamp duty charged on lenders’ mortgage insurance will be abolished.

So it’s good news, but what exactly does it mean for you? Give us a call today and find out.

Read full SMH article here.

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Despite the official interest rate not changing for 10 months the banks have increased their mortgage rates. Now with the proposed government levy changes (to come in to effect July 1) there are expected to be further rate increases from the banks. Read the full SMH article here.

The truth is there is nothing that we can do to stop the banks making these changes, but you can ensure you are prepared and your home loan is the best available for your situation.

Now is the best time to do this, call us today for an obligation, free review of your current situation, you have nothing to lose.

The post Warnings of across-the-board mortgage rate increases from the banks – are you prepared? appeared first on Constantia Finance Partners.

The last weekend of Autumn sees another massive weekend of auctions in Sydney – 828 auctions are scheduled  for this weekend, and whilst its shy of last weekends 880 auctions its still a huge number (considering the same weekend last year had 601).

We have a few clients that are auction ready for the weekend, and we wish them luck!

Not sure if you are ready? Don’t waste another minute, call us now.

Interested in more info on the auctions this weekend? Read full article here.

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What do you think? Do you know all your options?

We are always hesitant to give general one size fits all advice, but we do recommend always checking the health of your loan and knowing your options. Give us a call and lets talk through the specifics of your situation.

The post New survey says Aussies are preferring to lock in fixed rate home loans – and want more options appeared first on Constantia Finance Partners.

City or Regional?

House or Unit?

New or Established?

There are a lot of questions, and with so much talk of the bust or oversupply in some markets you do need to do your research.

Realestate.com have looked at all of the above, check out the article here.

Once you know where, give us a call and we can help you get the best deal on your mortgage.

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We don’t buy it. When it comes to the biggest purchase you are going to make in your life – your home, we think you should be working with a real person who understands that not every situation is the same and that they can’t find out all about your situation in 28 questions.

Getting a loan can be confusing, especially if you aren’t familiar with the process or across the ins and outs of your finance situation. This is why working with a mortgage broker can take the stress out of the process, and find the best solution for your personal situation.

Thanks UBank, but you can keep your robots. Get in touch today and let’s do this face to face.

Read the fill SMH article here on the UBank Robot.

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